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What is the Work Risk Insurance (ART) in Argentina?

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In Argentina, employers are required to enroll employees in ART (Aseguradora de Riesgos del Trabajo), a mandatory insurance system designed to cover work-related injuries or illnesses.


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Key aspects of ART include:

  • Coverage: ART provides benefits for medical expenses, rehabilitation, and compensation in cases of temporary or permanent disability due to work-related issues.

  • Cost: The expense of ART is entirely borne by the employer.

  • Contributions: The amount paid for ART depends on the company’s industry and the associated risk level.


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This insurance is crucial for protecting employees and ensuring they receive appropriate care and compensation in the event of work-related accidents or health issues.

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