If you are privately insured in Germany (PKV), you may notice that your payslip still lists a statutory health insurance fund (gesetzliche Krankenkasse). This often causes confusion but it's expected and does not mean we ignored your private insurance.
Here's why this happens:
A statutory health insurance fund is required for payroll processing.
Even with private health insurance, employees in Germany must still pay:
Pension insurance (Rentenversicherung – RV)
Unemployment insurance (Arbeitslosenversicherung – AV)
Private health insurance only covers health and long-term care. It does not replace these mandatory social security contributions.
Because of this, payroll must use a statutory health insurance fund as a collection agency (Einzugsstelle) to submit and settle pension and unemployment contributions with German authorities.
This is purely a technical requirement.
What you'll see on your payslip
Payroll displays a statutory health insurance fund so Remote People can report and pay your RV and AV contributions correctly.
Remote People pays your private health insurance subsidy separately, usually together with your salary.
Your actual private insurance (PKV) remains unchanged.
In some cases, this statutory fund is your previous public insurer. If you were never publicly insured, Remote People assigns a standard fund for administrative purposes.
In short
The statutory health insurance fund shown on your payslip is only used for social security reporting.
Your private health insurance stays active.
Remote People pays:
Pension and unemployment contributions via the statutory fund
Your private insurance subsidy directly to you
This is standard German payroll practice.